Your Organization.
Our Solutions.

Fiduciary Management & Oversight

Managing Your Plan the
Right Way

Your plan, and how you manage it, is increasingly falling under intense scrutiny—not only from participants, but from regulatory bodies responsible for protecting the participants’ interests.

As your trusted partner, we can share much of this financial responsibility with you, and implement a disciplined and streamlined process to wisely manage your fiduciary obligations.

Ongoing Assessment

We continually monitor and review your plan’s investment options, fees, and services to ensure adherence to plan objectives and guidelines.

Investment Selection

We help you develop an Investment Policy Statement, the guiding document that establishes a consistent process for evaluating and selecting investment options.

Documentation & Records

We create and maintain a fiduciary audit file to house documents and record the process you follow to manage your plan.

Fiduciary Review

We conduct a thorough evaluation of your plan to ensure compliance with ERISA, plan documents, and current legislation. We also examine plan fees and expenses to ensure that costs are reasonable and relative to the value and services provided.

As your trusted and experienced partner, we can help you establish a sound investment strategy that fits the distinct needs of your firm and its employees. Our investment process includes:

Investment Policy Statement

We assist you in developing an Investment Policy Statement (IPS) that sets guidelines for making financially sound investment decisions.

Investment Selection

It’s important to construct a well-balanced investment lineup that offers broad diversification across all asset classes. We make investment recommendations based on a rigorous quantitative and qualitative evaluation processes.

Continual Monitoring

We conduct periodic investment reviews to check that performance and expenses remain consistent with plan objectives.

Investment Expertise

The Catalyst to Working Towards Your Bright Financial Future

Investment Expertise

The Catalyst to Working Towards Your Bright Financial Future

As your trusted and experienced partner, we can help you establish a sound investment strategy that fits the distinct needs of your firm and its employees. Our investment process includes:

Investment Policy Statement

We assist you in developing an Investment Policy Statement (IPS) that sets guidelines for making financially sound investment decisions.

Investment Selection

It’s important to construct a well-balanced investment lineup that offers broad diversification across all asset classes. We make investment recommendations based on a rigorous quantitative and qualitative evaluation processes.

Continual Monitoring

We conduct periodic investment reviews to check that performance and expenses remain consistent with plan objectives.

Plan Design

Tailored to Suit You and
Those You Care For

We take the time to understand your objectives and design a retirement plan program that provides your employees with the greatest value and, to the extent possible, reduces your administrative responsibilities. Specific Areas Include:
  • Employer Contribution Strategies
  • Evaluation of Qualification and Eligibility Issues
  • Compliance with Legislative Changes
  • Support Services to Help Simplify Plan Administration
  • Optimal Use of Safe Harbors, such as 404(c) and QDIA
  • Comparative-Analysis Studies to Determine the Most Efficient Type of Plan to Adopt
  • Cross-tested 401(k) Plans, Cash-Balance and Defined Benefit Plans

Vendor Search

Investment Guidance to Fit Your Precise Needs
With us as your partner, you can choose from a wide expanse of investments—free from proprietary vendor or product pressures and conflicts of interest. We can help you select the investments that most appropriately fit the specific needs of your firm and your participants.

Plan Fee Disclosure

OUR CUSTOMIZED DISCLOSURE REPORTS INCLUDE:

Participant Statement Fee Disclosure

404(c) Notice Preparation

DOL Fee Disclosure Grid

Ongoing Monitoring

ONCE YOUR PLAN IS IN PLACE, HERE’S WHAT YOU CAN EXPECT:

Monitoring of Participation Levels and Performance

Ongoing Fee Update Reports

Guidance on Areas of Improvement

Participant Services

Preserving Your Participants Financial Goals

Our status as Independent Retirement Plan consultants enables us to provide the participants of your plan with what they value most—wise investment guidance to help them feel confident about financial decisions in order to pursue their retirement goals.

Participant Education

WE WORK WITH YOUR PARTICIPANTS TO:

Explain the importance of retirement planning and available plan options

Determine their unique investment objectives, tolerance for risk, and time horizon

Recommend an asset allocation model suited to their personal needs and goals, based on the investment alternatives available under your plan

Custom Communication Programs

OFFERING A SPECIALIZED APPROACH TO COMMUNICATION, WE CAN EFFECTIVELY:

Tailor a communication program that addresses your specific needs

Deliver presentations on broader financial planning topics

Conduct educational meetings in either group or individual settings

*Diversification does not assure a profit or protect against loss during a declining market.